Knowledge Base

Insights from
the Field

Practical guidance on construction lending, cost estimating, contract review, draw requests, and owner representation — drawn from 40+ years of Gulf South project experience.

Illuminated historic building facade at night
Featured Lender Guidance · May 12, 2026

What Construction Lenders Should Know Before Funding a Historic Rehab

Historic rehabilitation projects carry unique risks that standard lending checklists often miss. Here is what experienced lenders build into their review process before closing.

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Construction team reviewing plans and cost documents
Cost Estimating·April 8, 2026

Understanding the HUD 2328 Cost Estimate Process

The HUD 2328 form is one of the most consequential documents in multifamily lending. Getting it right protects both the lender and the project from cost overruns.

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Team discussing construction plans at a jobsite
Owner Representation·March 6, 2026

5 Red Flags in a GC Contract That Every Owner's Rep Should Catch

After four decades reviewing GC agreements, certain warning signs appear again and again. Spotting them early prevents serious financial exposure.

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Lenders reviewing funding and draw documentation
Lender Guidance·February 10, 2026

Draw Request Documentation: What Lenders Should Require

Incomplete or inaccurate draw requests are one of the most common sources of friction in construction lending. Here is what a complete submission looks like.

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Building safety inspection during property assessment
Property Assessment·January 14, 2026

Property Condition Assessments: A Buyer's Roadmap

Before acquiring a commercial asset, a thorough PCA can reveal deferred maintenance and capital needs that dramatically affect value.

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Construction documents and contract review before closing
Pre-Closing·December 9, 2025

Pre-Closing Review: The Insurance Policy You Didn't Know You Needed

A pre-closing construction documents review is the standard practice that separates well-run institutions from ones that learn expensive lessons.

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